Automotive Loans

Affordable prices are only the start. We result in the whole buying procedure easier.

Your car loan requirements covered

Prices as little as

Enjoy rates that are extremely competitive great terms.

Complimentary Auto Buying Service

Our specialists will discover the vehicle you need at a price that is great. Begin right right right right here.

Degree Up

Individuals may be eligible for a loan price reductions by simply making consecutive, on-time re re re payments.

Brand Brand Brand New Car Loan

Versatile terms, as much as 125per cent funding

• New car finance rates only 3.14per cent APR
• As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
• Versatile terms as much as 84 months
• No prepayment charges
• Have a rate that is potential through LevelUp

Free user advantage: We’ll find your vehicle and negotiate outstanding cost

Used Car Loan

Versatile choices to match your requirements

• Car or truck loan prices as little as 3.39per cent APR
• Affordable payment terms as much as 84 months on cars as much as ten years old, maximum 125,000 kilometers
• As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
• Freedom which allows you to definitely purchase from a dealer, personal celebration, and sometimes even purchase down a rent
• Like a potential price decrease through LevelUp

Free user advantage: We’ll find your vehicle and negotiate outstanding cost

Car Finance Refinancing

Trade-in your loan for a significantly better one

• Car finance refinancing prices as little as 3.14per cent APR
• Affordable payment terms as much as 84 months on cars as much as ten years old, maximum 125,000 kilometers
• Loans as much as 125percent associated with the Kelley Blue Book value (if you owe a lot more than your car or truck may be worth )
• Save well on your price by refinancing automobile financing off their institutions that are financial

Finance Calculator

Just exactly exactly just exactly How much automobile can we pay for?

Our markers of success

PROVIDER THAT BRINGS MEMBERS BACK

“I’m back at my 3rd Patelco car finance and I also could not think about anyone that is trying. The client solutions is amazing!”

MORE OPPORTUNITIES FOR LOTS MORE SOMEBODY

“I became assisted with a car loan and buy distribution. It had been the experience that is best – We never ever knew it existed.”

THERE THROUGH PROS AND CONS

“we desperately required a brand new vehicle, but had small cash to place straight straight down. Patelco never ever hesitated to aid me personally.”

Shop the real means you desire

Free, concierge car-buying solution

Allow Patelco Auto Buying solution specialists get the automobile you desire and negotiate outstanding cost for you.

Analysis & Shop with AutoSMART

make use of our AutoSMART solution to locate, finance and shop your ca r all within one spot.

You are invited to your vehicle purchase

stay tuned in for information regarding upcoming vehicle purchase occasions.

Details not far off

Protect your new r >

Professional agents will discover you the proper insurance coverage and security solutions in fast payday loans the most readily useful cost.

Comprehensive Automobile Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Fully Guaranteed Car Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links with this web web web web page will make you keep the Patelco Credit Union web site. Although Patelco works closely with numerous lovers, third-party internet web web internet web internet sites may provide a privacy that is different and degree of safety. Please consult the web site’s online privacy policy for more information. Patelco Credit Union will not lawfully express the operator with this web site or perhaps the Patelco user, if the two come right into a deal. We have been additionally perhaps perhaps maybe perhaps not legitimately accountable for accessibility, viewpoints, items, or solutions provided or expressed on the webpage you might be planning to go to.

1. APR (Annual Portion Price). Car prices as little as 3.14% APR effective 1/1/2020; susceptible to alter without warning. Patelco provides a selection of base prices and discounts that rely on facets such as for instance credit rating, loan term, Patelco loan and account balances, system designation and automobile age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment domestic discount. Real prices are disclosed to approved candidates on paper just before loan consummation and might be up to 11.89per cent APR. For more information on prices, terms and available discounts, call 800.358.8228, see patelco.org, or check out any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are perhaps maybe perhaps perhaps not deposits of Patelco Credit Union and are also perhaps maybe perhaps not insured by the NCUA. They may not be guaranteed in full by Patelco Credit Union that will be at the mercy of danger. Any insurance coverage needed as an ailment of an extension of credit by Patelco Credit Union will not need to be bought from Patelco Insurance solutions and might be bought from a representative or an insurance coverage business of this user’s option. Patelco Insurance solutions is really a subsidiary of Patelco Credit Union. Insurance coverage services and products provided by Patelco Insurance solutions, A california insurance company (License #0C97544). Any complaints can be filed utilizing the Ca Department of Insurance, www.insurance.ca.gov .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price shall vary centered on credit history and terms. Funding for qualified Patelco Credit Union people. Offer legitimate only on Enterprise automobile product product product product Sales cars bought from 11/1/2018 – 12/31/2020. This offer may not be along with some other offer except that those placed in this ad.